Recently Westbengal government announced about student credit card scheme. Students can get upto 10 lakhs rupees of loan for their higher education. The interest of the loan is very low. In this, above 10th pass students can apply. Also the age of the student should be below 40. Your loan amounts should be pay within 15 years.
Here we will discuss about how to apply for the student credit card scheme, the eligibility, required documents, etc.
Eligibility Of The Student
In this, above 10th class students can apply for loan. The student age should be below 40 years. Also the student should lived in West Bengal for 10 years. Starting from 10th class to 12th, graduate, post graduate, post doctoral, and in many education, student can apply for upto 10 lakhs of loan.
Advantage Of This Loan
Student can get this loan for their higher education. State government will the garrantar of the loan and you have to pay only 4% of interest. If you pay within time then you may get 1% off of the interest amount. You have 15 years time to refinement the loan.
For this, you need your PAN card, Aadhaar card, bank paasbook, one copy photo and signature. Your parent voter card, photo copy, signature, bank paasbook.
How Can You Use This Loan
You can use this loan in your higher education, you can spend this loan in hostel fees, tution fees, admit fees, exam fees, library fees, etc. Also, you can purchase books, laptop or tablet for your study.
Apply For Student Credit Card
Here you will get the full proccess to apply the form. You can apply it online on your home using your mobile or laptop.
You can apply it online on the official website WBSCC of the government. First go to this link https://wbscc.wb.gov.in/. First you have to register on this site. In above you will get registration option. So click on the ‘Student Registration’. You have to create a user id and password.
In basic details enter your first, middle, and last name. Enter your date of birth, gender, and your Aadhaar number.
Present Course Of Study
Here you have to enter for what you want the loan, you institutions place, and program name. Enter program type and name. Your institution’s state, district, and the name.
Enter your mobile number, and email id twice. So they can contact you and with the contact details you can reset your password if you forget. Also you will get an OTP on your contact number.
Create a high level password here so anybody can login with your details. Also remember the password for further process. Then click on register. You will get an OTP on your registered mobile number. Enter the OTP and click on verify to procced the application. You will get a registration ID, copy the ID and close the page.
Now go to homepage of the site. Click on Student login, here you have to login with your registration ID and password. So, enter your registration ID, password and fill the captcha and press on login button. You have complete more 3 steps here.
Application Form Fillup
Here you have to enter your personal details, co-borrower details, your present and permanent address. Fill your course and income details, your bank details and your father bank details. After filling the full application click on save and continue. Now you have download the document. You will 4 section to check up the all details. After all check click on save and continue.
Upload Supporting Documents
Now, you have to upload your document, after the application form fill up you will get the option to upload your document. You have to upload documents in jpg format and the file size should be between 20kb to 5kb. Upload all the documents mantioned here. And click on save and continue.
Now you have to submit your application. You can see all the submitted details gere. If you want any corrections then you can do from here. After reviewing all details click on ‘Submit Application’. After you will get a confirmation. Click on yes. You can track your application on clicking ‘Track Application’.
In this post I have shared all the details about to applying for student credit card. You can apply for student credit card in this way.